Mortgage Family Protection - Mayfair Financial, London

Mortgage & Family Protection

We all need to be protected. What would happen if a sudden illness, disability, job loss or death occurred? We can help provide you with the peace of mind that comes with knowing you are protected if something should happen. Our panel of protection providers includes: Aviva, Bright Grey, Bupa, Friends Life, Legal & General, Partnership and Scottish Provident.

We offer the following types of protection:

Life Cover - This comes in two forms: Level Term Assurance and Decreasing Term Assurance. (Level Term Assurance will give you the same amount of cover throughout the life of the policy and pay out that amount if you make a claim. Decreasing Term Assurance will decrease over the term, usually to match your decreasing mortgage amount, and pay out the current amount when a claim is made.)

Critical Illness/Living Cover - To cover you and your family against the financial impact of a critical illness and loss of income through sickness. This cover pays out a lump sum should you be diagnosed with a serious illness. Illnesses covered vary depending on the provider and type of policy. This cover can be taken on either level or decreasing terms.

Children and Infants Cover - Usually included within Critical Illness plans. Claims made do not affect the amount of cover given to the parent or policyholder.